No deposit required. Bad credit considered. Flexible HP and PCP options on all vehicles. We make car finance simple and accessible — whatever your credit history.
No Deposit
Required on many cars
Bad Credit OK
All histories considered
Same-Day Decision
Fast finance approval
FCA Regulated
Responsible lending
We offer two main types of car finance — choose the one that suits your budget and lifestyle.
Pay a fixed monthly amount over an agreed term (typically 24–60 months). At the end, you own the car outright. No large final payment, no mileage limits. Simple and straightforward.
Lower monthly payments with a larger optional final payment (the "balloon") to own the car. At the end, you can pay the balloon, return the car, or use any equity as a deposit on your next vehicle.
We understand that coming up with a large deposit isn't always possible. That's why IHK Enterprise offers no deposit finance options on many of our vehicles — subject to status and lender approval.
Simply choose your car, tell us your budget, and we'll find the right finance package for you. Our finance team handles everything — no complicated paperwork, no hidden fees.
Discuss Finance — 01403 333300We believe everyone deserves the chance to drive a reliable car. We consider all credit histories including:
Finance subject to status. Terms and conditions apply. IHK Enterprise is a credit broker, not a lender.
Three simple steps to drive away in your new car
Browse our stock online or visit the showroom. Tell us your budget and we'll help you find the right vehicle.
Complete a quick finance application. We'll search our panel of lenders and come back to you — usually same day.
Once approved, sign your agreement and drive away. The whole process is simple, transparent, and hassle-free.
Browse our full stock and find a car you love. Our team will handle the finance — fast, simple, and hassle-free.